Europe

France

We can arrange mortgages on residential property in France. Mortgages are available for house purchase or refinance.

Brief lending criteria

Maximum 85% loan to value for Purchase
Maximun 70% Loan to Value for Re-Mortgage
Up to 30 year term to age 80
Repayment and Interest Only
Minimum Loan – 50,000 euros

Rates: approx from 3,5% to 5.35% (October 2011)

Lease Back Mortgages are available

Italy

We can arrange mortgages on residential property in Italy. Mortgages are available for house purchase only.

Brief lending criteria

Maximum 70% loan to value Purchase only
Up to 30 year term (to age 75)
Repayment only
Minimum Loan – 100,000

Rates: approx 3.90% to 5.50% (October 2011)

Malta

We can arrange mortgages on residential property in Malta. Mortgages are available for house purchase or refinance.

Brief lending criteria

Maximum 70% Loan to Value
Up to 30 year term
Repayment only
Minimum Loan – 50,000 euros

Rates: from 4.49% – 5.84% (October 2011)

Poland

We can arrange mortgages on residential property in Poland. Mortgages are available for house purchase or refinance.

Brief lending criteria

Maximum 75% Loan to Value
Up to 40 year term
Repayment only
Minimum Loan – 30,000 euros

Rates: from 6.61% (October 2011)

Portugal

We can arrange mortgages on residential property in Portugal. Mortgages are available for house purchase or refinance.

Brief lending criteria

Maximum 75% loan to value For Purchase
Maximum 75% Loan to Value for Re-Mortgage
Up to 30 year term (to age 80)
Repayment and Interest Only
Minimum Loan – 50,000 euros

Rates: approx from 4.59% to 5.84% (October 2011)

Southern Cyprus

We can arrange mortgages on residential property in Cyprus. Mortgages are available for purchase and refinance.

Brief lending criteria

LTV 60%
Available for Purchase or Refinance
Up to 40 years to a maximum age 70
Repayment Only
Minimum Loan 50,000

Rates from 4.25% (October 2011)

Spain

We can arrange mortgages on residential property in Mainland Spain, the Canaries and Balearics. Spanish Mortgages are available for house purchase or refinance.

Brief lending criteria

For Purchace Maximum 70% loan to value of purchase price
For Re-Mortgage Max 60% Loan to Value of Valuation
Up to 25 year term (up to age 75)
Repayment or Interest Only
Minimum Loan – 30,000

Rates: approx from 3.5% to 5.55% (October 2011)

Turkey

We can arrange mortgages on residential property in Turkey. Mortgages are available for house purchase or refinance.

Brief lending criteria

Maximum 75% loan to value For Purchase
Maximum 60% for Re-Mortgage
Up to 20 year term
Repayment only
Full status only

Rates: from 4.30% to 9.50% (October 2011)